If you submit an inquiry or question via an online form or email, we may collect your name, email address, or other Personal and Business Information contained in that correspondence. We may use the information we collect from you in the following ways:
- To respond to your inquiries and answer your questions
- To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested
- To improve our website in order to better serve you
No personal data or nonpublic data we obtain during business will be sold to anyone.
Sharing of Personal, Nonpublic Data
IA Solutions Group may share data with related service providers as authorized by you and as permitted or required by law. This may include providing census to an actuary to prepare benefit illustrations, to a Certified Public Account to perform an annual ERISA audit, to respond to a subpoena, to report to a credit bureau, or to report to the social security administration and other related agencies.
Personal information Security
IA Solutions Group implements a variety of standard web security measures to maintain the safety of your personal information. To the extent you provide your personal information it will be protected by secured networks and is only accessible by a limited number of employees who have special access rights to such systems.
Third Party Disclosure
IA Solutions Group does not sell, trade, or otherwise transfer to outside parties your personally identifiable information.
Third Party Links
In an attempt to provide increased value to our visitors, IA Solutions Group may choose various third party web sites to link to from its own site. However, even if the third party is affiliated with IA Solutions Group, IA Solutions Group has no control over these linked sites who may each have separate privacy and data collection practices, and which are independent of IA Solutions Group. Neither IA Solutions Group nor any of its affiliates or contractors have any responsibility or liability for these independent policies or actions and no such party is responsible for the privacy practices or the content of such web sites. These linked sites are only for your convenience and you therefore access them at your own risk. Nonetheless, IA Solutions Group seeks to protect the integrity of its web site and the links placed upon it and therefore requests any feedback on not only its own site, but for sites it links to as well (including if a specific link does not work).
Terms and Conditions
What Does Cambridge Do With Your Personal Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This financial information can include, but is not limited to, the following:
- Social Security Number
- Investment Experience
- Account Numbers
- Account Transactions
- Contact Information
- Account Balance
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Cambridge chooses to share, and whether you can limit this sharing.
|Reasons we can share your personal information:||Does Cambridge Share?||Can you limit this sharing?|
|For our everyday business purposes —
Such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|For our rnarketing purposes —
To offer our products and services to you
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes —
Information about your transactions and experiences
|For our affiliates’ everyday business purposes —
Information about your creditworthiness
|Yes||We don’t share|
|For nonaffiliates to market to you —
Only if your Rep/Advisor leaves Cambridge, retires or sells his or her practice
To limit our sharing Call 800-777-6080 and ask for the Compliance Department. Please note: If you are a new customer, we can begin sharing information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions? Call 800-777-6080 and ask for the Compliance Department.
Who is providing this notice?
This notice is being provided on behalf of Cambridge Investment Research, Inc. (“Cambridge”) and its Affiliates, Cambridge Investment Research Advisors, Inc., Continuity Partners Group LLC, TBS Agency, Inc.
How does Cambridge protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Cambridge trains its associates on the proper handling of personal information and requires companies that help provide services to you to protect the confidentially of personal information they receive.
How does Cambridge collect my personal information?
We collect your personal information, for example, when you:
- Open an account
- Direct us to buy securities
- Give us your contact information
- Seek advice about your investments
- Enter into an investment advisory contract
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes — information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choice will apply to everyone on your account — unless you tell us otherwise.
Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies with a common Cambridge Investment Research name; financial institutions such as TBS Agency, Inc. and Continuity Partners Group LLC; and nonfinancial companies such as Cambridge Investment Group, Inc., Continuity Management Group, LLC and Eneric Petroleum Corporation.
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include your financial advisor’s company and investment advisor firm, your financial advisor’s new Broker/Dealer and investment advisor firm if your financial advisor chooses to leave Cambridge, and other Broker/Dealers and investment advisor firm designated by your Rep/Advisor if he or she leaves Cambridge, retires, or sells his or her practice.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include banks, credit unions, retirement plans, and other financial institution programs.
Other important information
We also comply with more restrictive state laws to the extent that they apply. For example, if you reside in Vermont or California, we will automatically opt you out of sharing your information with nonaffiliates for marketing purposes unless you have provided Cambridge with written authorization to opt you in to such sharing.